What you owe your subs, in writing.

FL Permit Pay does not send the money. It records what is owed and how you paid it.

Owed, held back, paid, recorded

Pick the sub, and the jobA payment starts with a person, and the job the work was on if it was on one, so what you owe is attached to the work rather than to a date on a spreadsheet.
Enter what you oweThe amount owed, the retainage you are holding back, the period it covers, and a note if the number needs one.
Pay it your usual wayCheck, bank transfer, cash, whatever you do today. The desk does not stand between you and your bank.
Record how it went outWrite down the method and the date, and the payment carries the job you picked, the method and the date on the crew ledger.

Example workflowThe shipped flow on /dashboard/payouts.

The parts that stop an argument later.

A payout dispute is always about the same two numbers: what was owed and what was held back. Both are written down here, against the job, on the day.

Step 1
Retainage is held, not charged
The amount you hold back is subtracted from what goes out. It is not charged to anyone and it is not parked in an account somewhere. It is a number on the record; settling it later is between you and the sub, the way it is today.
Step 2
Every sub gets a line
The by-crew-member view shows what each sub was paid this month, last month and this year, counted on the date you recorded the payment, next to everything still waiting.
Step 3
Each person sets up their own destination
You cannot enter somebody else's bank details and neither can we. The crew setup list shows where each person stands and what is still outstanding, and each of them finishes their own.
Step 4
W-2 payroll stays where it is
FL Permit Pay does not withhold taxes, pay FICA or unemployment, register you in a state, file a quarterly return, or issue a W-2. Keep running those where you run them today. Certified payroll is a separate thing and has its own page.
Step 5
Reading it is not the same as changing it
Preparing a payment, recording how it settled and cancelling one all need payments access; a money reader sees the ledger and changes nothing; a crew member sees only their own destination and their own payments.

What you owe, what you held back, and how you paid it, attached to the job it came from.

Preparing and recording payments follows the role you give each person.