Log in
Run roofing insurance supplements from one desk
Put the carrier estimate next to your repair scope. Keep the work that did not match in plain sight, and attach the photos that back up each line. FL Permit Pay documents the contractor's own repair bid. It does not file, negotiate, adjust, read coverage, or act for the insured.
What you will do
- Put both scopes side by side
- Put the photos in order
- Check the supplement, then send
Why a roofing supplement workspace beats email and a spreadsheet
- The carrier estimate is in one inbox. Your repair scope is in another. The photos are on someone's phone. So work you should have supplemented gets missed.
- There is no single place that shows exactly where the carrier number falls short of what the roof actually needs.
- When a coverage dispute starts, the evidence trail behind a line item is gone.
- Missed scope is money left on the roof, and it is hard to reconstruct after the crew has moved on.
A roofing supplement is only as strong as the trail behind it. The carrier estimate sits in one place. Your line-by-line repair scope sits in another. It is easy to miss work, lose the reason behind a line, or overlook a planning date. Keep those facts on one job. Then you can explain your own bid, instead of rebuilding the story from memory.
The value is in the gap. Supplementing is about showing, line by line, where the carrier's number falls short of what the repair actually requires. Line both estimates up to the penny and leave the work nobody paid for in plain sight. Then the gap is something you can check, not a guess.
After a storm you do not get long to write things down. Photo evidence captured and reviewed close to the loss is what stands up later, and once it is gone it does not come back. A workspace that ties reviewed photos to the job keeps that evidence where the scope lives.
How FL Permit Pay runs roofing supplements from one desk
- 1
Open the restoration record on the job
Open the roofing job and record the loss facts and planning dates. These reminders do not interpret the policy or a legal deadline. Confirm the policy, exceptions, and dates before relying on them.
- 2
Line the carrier estimate up against your repair scope
Keep the carrier estimate and the contractor's line-by-line repair bid apart. Then read every line that did not match. An imported Xactimate ESX line needs its own check before you rely on it.
- 3
Back each line at the damage desk
Upload the job photos. Read the ones you picked beside the repair scope. A photo note is read-only, and a person has to confirm what the picture actually supports.
- 4
Capture condition before the storm with Storm Mode
Draw the storm cone on the map. Jobs drop onto it from their address. Shoot before photos at the flagged jobs closest to the cone first. That pre-loss evidence is what a later claim leans on.
- 5
Check packet and delivery status
Read whether the supporting packet is attached and whether delivery has been recorded. An empty state stays explicit instead of implying that a supplement was sent.
What it does, and what it deliberately does not
- FL Permit Pay documents and explains a contractor's own line-by-line repair scope. It does not let the contractor file a claim. It does not let them negotiate, adjust, read coverage, or act for the insured. That stays with whoever owns the policy. A public adjuster with a state license can act, and so can a lawyer.
- An imported ESX file needs a line-by-line check before you rely on it. How well it reads can vary by file. Check each line you bring in against the first estimate.
- Photo review is read-only. A person has to confirm each observation before it can back up the repair scope.
- Notice dates shown on the record are planning aids, not legal advice. Confirm claim and notice deadlines against your own policy and current Florida law before you rely on them.
Common questions
What is roofing supplement software?
It is software that helps a roofing contractor organize an insurance supplement. It lines up the carrier's estimate against the line-by-line repair scope. It keeps the work that did not match in plain sight, and it attaches photo evidence a person has checked. FL Permit Pay does this on one job. It documents your own repair bid. It does not file or negotiate the supplement with the carrier.
Does FL Permit Pay file supplements or negotiate with the insurance carrier?
No. FL Permit Pay helps you document and explain your own itemized repair scope. It does not file, negotiate, adjust, or interpret coverage, and it does not act for the insured. Three people can act on the claim. Whoever owns the policy. A public adjuster with a state license. Or a lawyer.
Can it import Xactimate or ESX estimates?
You can import an ESX estimate where that feature is on for your plan. Every imported line still needs a check against the original file before you rely on it.
Is it built for Florida storm and restoration work?
Yes. The restoration record keeps the usual Florida notice dates in view, as reminders and not legal advice. Storm Mode lets you draw a named-storm cone and place your jobs on it from their address. You can capture pre-storm condition photos, so the evidence behind a later supplement is on file before the wind hits.
Put the guide to work.
See how the restoration workspace lines up carrier estimates against your repair scope. Get pre-storm evidence on the record with.