Run roofing insurance supplements from one desk
Compare the carrier estimate with your repair scope, keep unmatched work visible, and attach the photos that support each line. FL Permit Pay documents the contractor's own repair bid, but it does not file, negotiate, adjust, interpret coverage, or act for the insured.
What you will do
- Keep carrier and contractor scopes together
- Organize supporting photos
- Review the supplement before sending
Why a roofing supplement workspace beats email and a spreadsheet
- The carrier estimate lives in one inbox, your repair scope in another, and the photos on someone's phone, so scope that should be supplemented gets missed.
- There is no single place that shows exactly where the carrier number falls short of what the roof actually needs.
- When a coverage dispute starts, the evidence trail behind a line item is gone.
- Missed scope is money left on the roof, and it is hard to reconstruct after the crew has moved on.
A roofing supplement is only as strong as the trail behind it. When the carrier estimate and your itemized repair scope sit in different places, it is easy to miss scope, lose the reason behind a line, or overlook a planning date. Keeping those facts on one job-linked record lets the contractor explain its own bid instead of rebuilding the story from memory.
The value is in the gap. Supplementing is about showing, line by line, where the carrier's number falls short of what the repair actually requires. Software that normalizes both estimates to the cent and keeps unmatched work visible turns that gap into something reviewable rather than a guess.
For Florida roofing storm work, the documentation window is unforgiving. Photo evidence captured and reviewed close to the loss is what stands up later, and once it is gone it does not come back. A workspace that ties reviewed photos to the job keeps that evidence where the scope lives.
How FL Permit Pay runs roofing supplements from one desk
- 1
Open the restoration record on the job
Open the roofing job and record the loss facts and planning dates. These reminders do not interpret the policy or a legal deadline. Confirm the policy, exceptions, and dates before relying on them.
- 2
Line the carrier estimate up against your repair scope
Keep the carrier estimate and the contractor's itemized repair bid separate, then review every unmatched line. Imported Xactimate ESX lines require line-by-line review before you rely on them.
- 3
Back each line at the damage desk
Upload the job photos and review the selected images beside the repair scope. Photo observations remain read-only and require a person to confirm what the image supports.
- 4
Capture condition before the storm with Storm Mode
For named-storm work, draw the storm cone on the map, let jobs auto-geocode from their address, and capture pre-storm condition photos on the flagged sites nearest the cone first. That pre-loss evidence is what a later claim leans on.
- 5
Check packet and delivery status
Read whether the supporting packet is attached and whether delivery has been recorded. An empty state stays explicit instead of implying that a supplement was sent.
What it does, and what it deliberately does not
- FL Permit Pay documents and explains a contractor's own itemized repair scope. It does not authorize the contractor to file, negotiate, adjust, interpret coverage, or act for the insured. The policyholder, an independent licensed Public Adjuster, or an attorney controls claim action as applicable.
- Imported ESX files require line-by-line review before you rely on them. Compatibility can vary by file, so compare every imported line with the original estimate.
- Photo review is read-only and requires a person to confirm each observation before it is used to support the repair scope.
- Notice dates shown on the record are planning aids, not legal advice. Confirm claim and notice deadlines against your own policy and current Florida law before you rely on them.
Common questions
What is roofing supplement software?
It is software that helps a roofing contractor organize an insurance supplement: line up the carrier's estimate against the itemized repair scope, keep the unmatched work visible, and attach reviewed photo evidence. FL Permit Pay does this on one job-linked record. It documents your own repair bid and does not file or negotiate the supplement with the carrier.
Does FL Permit Pay file supplements or negotiate with the insurance carrier?
No. FL Permit Pay helps you document and explain your own itemized repair scope. It does not file, negotiate, adjust, or interpret coverage, and it does not act for the insured. The policyholder, a licensed Public Adjuster, or an attorney controls claim action.
Can it import Xactimate or ESX estimates?
You can import an ESX estimate when the feature is available for your plan, but every imported line needs review against the original file before you rely on it.
Is it built for Florida storm and restoration work?
Yes. The restoration record keeps standard Florida notice-date planning dates in view (as reminders, not legal advice), and Storm Mode lets you draw a named-storm cone, auto-geocode jobs from their address, and capture pre-storm condition photos so the evidence behind a later supplement is on file before the wind hits.
Put the guide to work.
See how the restoration workspace lines up carrier estimates against your repair scope, and get pre-storm evidence on the record with.