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Insurance restoration / job-linked record

Compare the scope. Keep the photo trail.

Bring the carrier estimate, the contractor's itemized repair scope, private job photos, masked claim identifiers, and Florida notice-date planning into one job-linked record.

Open restoration workspaceSee storm readiness
Contractor documentation only. FL Permit Pay does not file, negotiate, adjust, interpret coverage, or act for the insured.

RESTORATION

Bayview Storm Repair

Homeowner · Carrier · Tampa, FL
ExampleHuman reviewModel inference off
Loss
Windstorm · Jan 30, 2025
Claim
•••• 4821
Policy
•••• 7310

ENTERED CLAIM AMOUNTS

Carrier record beside contractor scope

Claim RCV
$48,600.00
ACV paid
$30,750.00
Deductible
$5,000.00
Held depreciation
$8,250.00

SELECTED SCOPE LINES

Uncertain work stays visible

  1. UnderlaymentCarrier amount: $4,600.00Contractor amount: $5,250.00Quantity gap
  2. Drip edgeCarrier amount: $1,850.00Contractor amount: $2,350.00Material gap
  3. Ridge capCarrier amount: $0.00Contractor amount: $3,100.00Unmatched line

PRIVATE PHOTO REVIEW

Human observations

  1. Roof overviewWind creaseHuman reviewed
  2. North slopeLifted edgeHuman reviewed
  3. Interior ceilingStain notedHuman reviewed
Total scope differenceDraft · $6,820 scope difference
PacketNot attached
DeliveryNot recorded
Restoration recordNo live claim is shown. The names, dates, amounts, identifiers, scope lines, observations, and states shown are examples.

How the work moves

One repair record, with each decision attached.

Loss facts, separate estimates, private photo observations, and externally reported status remain distinct and reviewable.

  1. Step 1

    Record the loss facts

    Start from the roofing job. Keep masked identifiers, entered claim amounts, and standard Florida planning dates with that loss record.

  2. Step 2

    Compare the repair scope

    Keep the carrier estimate and contractor-built estimate separate. FL Permit Pay compares complete line sets deterministically and leaves uncertain matches visible for human review.

  3. Step 3

    Review private job photos

    On roofing claims, an authorized reviewer can add or remove claim-bound human observations. Each decision stays attached to the claim, photo, assessment generation, reviewer, and audit history.

  4. Step 4

    Build a supplement draft

    Stage justified lines and record externally reported status. FL Permit Pay does not send the packet or act for the insured.

Next step

Keep the repair scope beside the evidence trail.

Sign in to open the restoration workspace from a roofing job and review the claim-bound record.

Policy terms, current law, and qualified human review control claim decisions.
Open restoration workspace